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Lending Club is a well-funded, established company and a clear leader in the fast-growing peer-to-peer lending market. Lending Club is a person-to-person lending website that pairs borrowers and lende...rs through a matching system that combines a search algorithm, credit decision and social networking. Lending Club is headquartered in Sunnyvale, California. It was founded by Renaud Laplanche and opened in 2007. Lending Club was founded on the philosophy that borrowers will be less likely to default to members of their own communities. Lending Club leverages existing communities and relationships to help minimize risk using a proprietary algorithm (LendingMatch). Lending Club can find relationships between anonymous borrowers and lenders based on factors including geographic location, educational and professional background, and connectedness within a given social network. Show more
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Lending Club keeps sending me "pre-approved" letters and emails, but always denies my loan requests for amounts well below the limit and with a credit score well within the acceptable range. I believe it's a cheesy little scam for the sole purpose of collecting information. Pissed Consumer 1562 First Ave #205-1942 New York, NY 10028 United States Pissed Consumer Media RelationsPissed Consumer...
I applied for a debt consolidation loan of $3000. Within 18 hours of submitting, the loan was already approved and funded at 10%. 24 hours from then, the money was in my account. Only needed to verify bank account and email. Needed no other documents. Credit score of 650 with several blemishes on my credit report. I would recommend regardless of what these other reviews say. I have friends...
Lending club sent me a pre approved confirmation on a loan. So I figured I would proceed. Sent in all the appropriate paperwork requested. They pulled my credit again for no reason. Only to send me a denial. I am complaining to the three major credit bureaus and the BBB and contacting the states attorney in California. This company is a huge scam and waste of time. They affiliate themselves with...
I am an investor because it provides a needed and professional service to both lenders and borrowers. They did over 200,000 loans and I was surprised to see a few complaints here. Considering how many loans were provided, a few complaints here by people who probably had very negative credit is meaningless! If you are looking for a loan I fully suggest that you give lending club a try. 200,000...
I received Email from Lending Club asking me to call them and when I called the cust. care rep Gary was rude, unprofessional and helpless. His answer for my questions were only "I don't know what you are saying, I don't understand what you need" and than he just hanged up. I think BBB has to be informed about terrible customer service the Lending Club provides. Another problem - they asked...
My bank recently purchased another bank and they already had my account number. I then had to change my account with Lending club. I did this on line prior to my due date, no where on the web site was I told that I needed to verify my account as I did when I first got my loan. I then noticed that my payment was not made. I called and they told me that I did not verify my account. I said that...
Lending club contacted me through mail. I responded and filled out the online app. They sent emails that the loan was being funded and encouraged me to finish sending the personal information. Once I had sent it they denied the loan. I bought a car and they said I shouldnt have done that a month before the application? Credit score 725 debt to income 25 percent and I shouldnt have bought the car?...
Stay away!.....I cancelled my application. Do not waste your time. Completely bogus company. Regret I provided all my personal financial documents to this pathetic outfit. String you along with very misleading approvals and messages confirming funding. They continually request the same documents and the same information. I would warn anyone interested in becoming an "investor" in this company to...
I recently applied for a loan with lendingclub.com due to sudden credit card debt caused by a decline in my business. My credits not the best but I have 4 paid car loans on time but have maxed out my credit cards recently which is why my quoted rate from this source was very high. They contact me through email and phone asking for my W2 forms,stubs and routing number which I provided to them...
So they keep sending me letters and I was thinking about using them. I checked the BBB site and found they have a great rating, and only 23 complaints. I saw the 14 complaints on here and decided to not move forward. It may be good to register your complaints with the BBB as well so others can see. If I hadn't check here I would have moved forward and had a bunch of headache. Again I...
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