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Lending Club is a well-funded, established company and a clear leader in the fast-growing peer-to-peer lending market. Lending Club is a person-to-person lending website that pairs borrowers and lende...rs through a matching system that combines a search algorithm, credit decision and social networking. Lending Club is headquartered in Sunnyvale, California. It was founded by Renaud Laplanche and opened in 2007. Lending Club was founded on the philosophy that borrowers will be less likely to default to members of their own communities. Lending Club leverages existing communities and relationships to help minimize risk using a proprietary algorithm (LendingMatch). Lending Club can find relationships between anonymous borrowers and lenders based on factors including geographic location, educational and professional background, and connectedness within a given social network. Show more
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There is nothing wrong with Lending Club. The first complaint you said you couldn t make a payment and requested an extension. This was not what you signed your name to. Then a New Yorker is mad or pissed rather because they send him pre screen notices and he is denied. So what your credit is not good enough or you do not meet the protocol. They told me what to send, I sent it and I had five...
I have been making monthly payments for 2 years and have never missed a payment but found that I needed to make the payment less so I requested an extension of one year. I was told all I needed to do was reapply for the amount remaining and it should not be a problem. I did as they ask and was denied due to the fact that I owed to much????? I actually owed 6000.00 less than I started with. What...
We receive offers from Lending Club seemingly every single month through the mail. We normally ignore these offers but thought to apply as we were wishing to consolidate a few credit cards used for our business. Initially they indicate in their online account for you, investors matches. (approved pending their documents) After requesting numerous copies of tax returns, K1's, 1099, authorization...
With a credit score of 711-741 from all three agency's and no late payments ever, they offered me a 22% cc consolidation loan because your CC balance vs credit amount is too high. My CC's are 10% 14% and 19%. My current loan with LC is 14% and I have paid half the 3 year term without any late payments. My goal was to pay off CCs in a closed end loan with at least an equal payment amount. I cant...
Lending Club keeps sending me "pre-approved" letters and emails, but always denies my loan requests for amounts well below the limit and with a credit score well within the acceptable range. I believe it's a cheesy little scam for the sole purpose of collecting information. Pissed Consumer 1562 First Ave #205-1942 New York, NY 10028 United States Pissed Consumer Media RelationsPissed Consumer...
I applied for a debt consolidation loan of $3000. Within 18 hours of submitting, the loan was already approved and funded at 10%. 24 hours from then, the money was in my account. Only needed to verify bank account and email. Needed no other documents. Credit score of 650 with several blemishes on my credit report. I would recommend regardless of what these other reviews say. I have friends...
Lending club sent me a pre approved confirmation on a loan. So I figured I would proceed. Sent in all the appropriate paperwork requested. They pulled my credit again for no reason. Only to send me a denial. I am complaining to the three major credit bureaus and the BBB and contacting the states attorney in California. This company is a huge scam and waste of time. They affiliate themselves with...
I am an investor because it provides a needed and professional service to both lenders and borrowers. They did over 200,000 loans and I was surprised to see a few complaints here. Considering how many loans were provided, a few complaints here by people who probably had very negative credit is meaningless! If you are looking for a loan I fully suggest that you give lending club a try. 200,000...
I received Email from Lending Club asking me to call them and when I called the cust. care rep Gary was rude, unprofessional and helpless. His answer for my questions were only "I don't know what you are saying, I don't understand what you need" and than he just hanged up. I think BBB has to be informed about terrible customer service the Lending Club provides. Another problem - they asked...
My bank recently purchased another bank and they already had my account number. I then had to change my account with Lending club. I did this on line prior to my due date, no where on the web site was I told that I needed to verify my account as I did when I first got my loan. I then noticed that my payment was not made. I called and they told me that I did not verify my account. I said that...
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