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OneWest Bank, formerly IndyMac Federal Bank. IndyMac Bank provides a number of home mortgage products that are mostly first lien residential loans and huge full-documentation loans and home equity l...ines of credit. Recent Updates-IndyMac Federal Bank, FSB (Federal Savings Bank) is a bridge bank created to manage assets and liabilities of IndyMac Bank, FSB until they can be disposed of. IndyMac Federal Bank is the largest savings and loan in the Los Angeles area and the seventh largest mortgage originator in the United States. The failure of IndyMac Bank on July 11, 2008, was the second or third largest bank failure in United States history, and the largest failure of a regulated thrift.According to the Office of Thrift Supervision (OTS), in the nine months before it went into receivership, IndyMac incurred significant losses, severely depleting capital and jeopardizing the institution's continued viability. IndyMac's mortgage banking operations focused on Alt-A single family mortgages, which the bank could not securitize and sell in late 2007 due to the decline in the secondary market for non-agency mortgage loans. IndyMac moved $10.7 billion of loans intended for sale to the category of "held for investment" in the fourth quarter of 2007.IndyMac Bank is a publicly held company, a wholly owned subsidiary of IndyMac Bancorp, Inc. The tagline of the company is: "Raise your expectations." The corporate headquarters of the bank are in Pasadena, California. IndyMac Bank is the seventh largest savings and loan institution in the United States. The bank provides a complete line of financing products and services. Primary funding of the bank composes of bank deposits, Federal Home Loan Bank advances, long term debt and home equity loans. Show more
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IndyMac, you offered us a loan modification back in 2008 and you renigged on that modification. Your representative literally laughed sadistically at the fact you were foreclosing on us and advised us to file bankruptcy if we wanted to save our house. You foreclosed on us without giving us written notice and auctioned our home without notice. Now, we have completed an independent foreclosure...
I have dutifully paid my mortgage each month since March, 2005, even when to do so meant I didn’t buy groceries or worked long hours away from my family. When the market crashed and my husband lost most of his income, and I could not generate enough money to stay afloat, I contacted IndyMac and filed for Home Loan Modification. I was denied based on the failure to prove hardship (I was told...
My husband lost his job and we went to IndyMac, Division of One West, after being ripped off by "The Lawyers Group" for a loan modification. They had us fill out the information and fax to them. Took forever and then they claimed there were documents missing. I redid the entire packet and mailed it certified mail and refaxed it. They claimed they were looking for only certain pages so...
Indy Mac recently shorted my payment by $60. The statement showed the amount I paid but the accounting came up $60 short. When I called customer service they said it was for fees but that they would not account for the fees on my statement? This seems unethical and in my opinion is stealing and they just don't care. Her story kept changing. First she said I had asked for a quote and...
I have lost my home to indy mac, they have no sale dates assigned, thru this whole ordeal they entered my home several times, changed my locks and left my dfoors wode open. i was living there and had my belongings in the home, i was in the process of moving as they continued to enter my home. i finally gave up attempting to modify as everytime i went to court their attorney would scribble on my...
He tratado de modificar 4 veces, y nunca han querido ayudar, no actuan de Buena fe, de las 4 ocaciones solo una me dieron por escrito la razon,lo que no me ha permitido ver donde esta el problema para remediarlo.El capital que se amaze pizoteando a los demas no es saludable.Cada vez que hablas *** un representante te dice cosas diferentes, entonces no sabes nunca lo que este ocurriendo, ni que...
My loan was sold to Indy Mac. The first contact with they was to tell me my mortgage was two months past due and I didn't even know who they were.i called and found they had bought my mortgage. In 2010 I asked for a loan modification packet I never received anything. Again in 2011 I asked for a loan modification packet again I never recieved anything. I had rented the property in 2008. The...
I could literally cut and paste any of the complaints because they are exactly the same story as mine. Has anyone gotten any answers? I have been doing the Modification song and dance moves for going on 2 years now. They now will not accept my payment of 1 months mortgage...unless I pay 4 mos complete. Does this make any sense? I think I am being forced into foreclosure, if I had known that I...
INDYMAC seems to have an identity problem and so, because it doesn't seem to know, from one employee to the next, what their proper beneficiary address is for electronic wires, people like us, wind up being late on our payments when, in fact, we were just trying to pay off our 103K loan. NNow, they expect us to pay another payment of over 1K on top of the balance we thought we paid off in the...
Indy Mac Bank does nothing to help you get a loan mod or any way to keep your house...They must be sued in a Class Action proceeding in NY...Thousands of people are in the same boat against this so called servicer.All the State' s District Attorney's know the whole foreclosure review process was a government sponsered Scam too. The banks do not pass on Federal money to help home owners...
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