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Discover Card is one of the largest credit card issuers in the USA. The brand has more than 50 million cardholders. Initially it was Sears Financial Corporation that has introduced Discover Card in 19...85. Lately, Discover Financial Services became an autonomous company. Discover Bank issues most Discover Cards. Discover Card got a lot of clients from the start because it had no annual fee unlike most credit cards at that time, and higher credit limit. Besides, Discover Card was the only credit card that could be used to pay customs duty. In 2007 Discover Card refuted completely their so called brand loyalty and raised interest rates. Show more
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My husband has had this card for a long time. It appears in the past 7 years they have taken up predatory practices. A few years ago we enrolled in a program. The company lowered the interest from 30% APR, we paid all of our payments on time and then after one year they immediately raised it back up to 30%. Other credit card companies do not do this if you pay your payments on time they will...
I applied for the Discover it card. On their website, they advertise : 0% Intro APR* for 14 months on purchases and balance transfers Then 10.99% – 22.99% Standard Variable Purchase APR applies My 0% ended after 6 months and my APR jumped up to 21.99%. I was not notified of either of these 2 events. My credit score is in the mid 700s. During the first 6 months, the card was good. I never made a...
Discover sent my credit card balance to a collection agency. In over 15 yrs, the account has NEVER been delinquent. The collection co. says they don't know why they're getting it & send it back only to have them return it again. Discover tells me to ignore it, their records don't show it's delinquent and has not been sent to collection. They acknowledge it's an internal error buy nobody will...
DO NOT APPLY FOR A DISCOVER IT STUDENT CARD!!! THEY HAVE NO STANDARDS FOR APPROVING OR DENYING APPLICATIONS. My twin sister and I will both be college freshmen in the fall. In order to start building our credit history we both applied for the Discover It Student Card. We applied on the same day with virtually the same information. Neither of us have had credit cards before. We worked at the same...
This is what is happening in America today. "Corporate America" has taken over. The state and federal agencies have helped them do this. You will see from the two documents I have uploaded on this site, one is from Valero the other is Discover Card. Please look at the circled paragraph on the Discover Card letter and then look at the Valero Gas Station with the transactions. Wow! There is a...
We returned from trip to Canada and were shocked to see we were charged a "foreign currency transaction fee" for using the Walmart card in a Canadian Walmart. Customer service refused to waive fee. Exchange rate given was also lower than Visa and American Express. We returned from trip to Canada and were shocked to see we were charged a "foreign currency transaction fee" for using the Walmart...
Discover sent us an offer of $25,000 for 7.9% for 5 years. We need the money for a big event so we thought it sounded reasonable. We called in and they said we were approved but our rate would be 10.99%, we flatly told them no because we know our fico scores are above 780. He insisted that this offer would be the best we would get from anybody. Of course we hung up and got a deal from BofA for...
DISCOVER card always makes payments due on a weekend or holiday. Last month's due date was June 8 (Sunday). This month's due date is July 4. This is nothing but a dirty trick to try to get your payment received a day late. The Credit Card Act makes this illegal, but they get around it because their payment processing office is closed but their phone and online payment is open. WTF? I've been a...
Discover paid $200.00 out of my account after I called them and ask them not to.I have been with Discover since 1987 I think they can survive without stealing my $200.00. Any lawyers out there that are willing to take Discover on let's roll.They gave the money to Dish Network because i cancelled my service after dish raised my rate after 10 months of service. I tried to get dish to stay with the...
1. Fraudulent charges were placed on my account for walmart.com 2. I have all cards in my possession so none were lost. 3. I am not the primary on the account and Discover "policy" is to only send out through regular mail 7-10 days for replacement cards unless they personally speak to the primary on the account. 4. Primary on the account is an 87 year old lady with Alzheimer so she doesn't have a...
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