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Credit Acceptance - Repossed my car

  • by   Feb 08
  • Review #: 382719
CompanyCredit Acceptance
Location Mount Clemens, Michigan
Category Auto Financing
Views201
Monetary Loss
$200
 

They repossed my car at work, I told the I had the !He was rude he told me he could not allow me to call before taking my car.

I was never contacted by the Repossesion Dept. My balance owing on the vehicle was $1000.I put a lot of in my vichle! They put $200 fee on top of the past due amount, and gave me a different payoff amount of $400 more.

Now my payments have gone back up instead of decreasing with such a small balance.Im pissed right now 315c411

 
 
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jakeblk jakeblk
Mar 08  from Phoenix, Arizona
If repoed by credit acceptance what will happen with you owing money..will they hunt you down?
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Donna Donna
Mar 19  from Spring Hill, Florida
To answer your question, if you don't get your vehicle back, they will ship it off to vehicle auctions located all over the country. Someone may buy it ( at a low price ). Whatever the difference is ( if you owed more than what they were able to sell it for ) they may come after you for the difference in money. All depends on the finance company. If you owe alot, bankruptcy is an option for protection. They can't collect the money from you then. Yes, bankruptcy looks awful on your credit report. However, a vehicle repo looks quite awful also. Speak to a bankruptcy lawyer specialist, to examine your debts and income. Good luck. I feel for you.
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Anonymous Anonymous
Feb 26  from Mount Laurel, New Jersey
Okay this is ***, if your payment was reversed then that is your fault and the repo companies don't take your car after one missed payment or else no one would have a vehicle. Repossession truck drivers do not have to call you to let you know they're taking your car, its not they're problem haven't you ever seen lizard lick towing? Believe me i am not siding with Credit Acceptance I've had my ups and downs with them but this is your own fault.
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Anonymous Anonymous
Feb 23 
If you knew your bank reversed a payment, shouldn't u be mad at your bank rather than the company you defaulted on..??? Why does it take for a repo man to show up for you to pay your bills.. Why would u not pay it when u found out your note wasn't honored??? Sounds like your priorities are not up to par
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never use this company again never use this company again
Feb 10 
I was done te same way the pissed off customer was done. Had the money but the repo driver didnt want to hear it. All they think bout is making that extra money.i think credit acceptance repo men work for them. Its a way of making them more money. I had paid them but my bank let another company go in and take mony out my account. I had paid them but the bank reversed my payment. I didntget a cll from them letting me know. Repo man lied saying if this is what hppen. I would not be charged.
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