I purchased my care in 2012, the car had low miles and ran great. My husband got laid of from work, and we call our representative, Denise. We told Denise that we were not able to afford the bi-weekly payments. Denise was really nice and worked with us. She even got are amount cut in half. CNAC fired her. Now, we deal with Christine and she is rude, and doesn't care about you...

• low miles
• bi-weekly payments
• money rippers

I got my second car and been paying faithfully.last year I paid for a new transmisson but then 1 year later the car need a new transmission again but tge transmisson cost more then what the car is worth and cost the same amount of money I owed u ask cnac to pull my pay off balance and I would pay off the rest of the balance they refuse and said to give them my car as...

• new transmission
• tge transmisson cost

I have been with financing my vehicle through CNAC since 2010 and I have always made my payments. Now just because I will not make my payments on the 1st and the 15th of every month they do not want to accept my payments. This will cause my credit report to show that I am late. I have never been late, I just can't pay on the 1st and the 15th because my payments do not fall on...

• Payment
• Payments
• Credit card

I have been a customer since 2010. Up until February 2011 I was never late making my payment. NEVER. I switched jobs that month and as soon as I changed I advised CNAC that my date changed and to please change my auto pay date to reflect my new pay period. It is now 2013, and I have been through overdrafts on my account, shameful so-called customer service by reps who wouldn't know courtesy and...

• Customer service
• Payment
• Change

They do give loans, but they have no compassion towards you when you financial situation changes, I had my payment taken out on my payweek, then my employer changed weeks, so I let them know I could not make a payment because we were not being paid for 3 weeks, they said they did not care to borrow it or do what ever I had to do to get payment to them on time...

• Economics
• Debt

I financed a car with these guys 5 months ago. Within the first three months, the car had multiple issues. They tell you they won't pay for towing or lend loaner cars, but they paid TWICE for towing and even gave me a loaner car (how's that for a contradiction?) for nearly 3 weeks!! They threatened to take my car if I didn't make on time payments. I mean these...

• Automobile
• Driving
• Pollution

Went in looking for a car to purchase. Best car on the lot was a 2006 Sonata with approximately 100,000 miles check engine light on, air bag light on, car was filthy. The process took approximately 4 hours long and 1000 dollar down payment. This was at 7:30p.m. Didn't leave until 11:30p.m. Proceeded to the freeway and the car becomes hesitant since place...

• Automobile
• Walking
• Internal combustion engine

MADE A PAYMENT THRU MONEY GRAM THEY SAY THEY DIDNT GET THE PAYMENT PUT ALMOST 300 DOLLAR WOTH OFF INTRESET ON MY ACCOUNT AND THEY SAY IT'S MY FAULTY THEY DIDNT GET THERE PAYMENT CALLED THEN TO RESOLVE RUDE CUSTMER SERVICE AND RUDE SUPERVISOR'S WHILE NOT HELP U AT ALL WITH UR ACCOUNT I PAID ONTIME PAYMENTS STILL HAL F OF MY MONEY WENT TOWARDS INTRESET AND DID I SAY IF U MAKE UR PAYMENT THE...

• MAKE UR PAYMENT
• RUDE CUSTMER SERVICE
• PAID ONTIME PAYMENTS

Consumers being charged 4 times the amount of a purchase price of older cars, with problems. Most cars over 100,000 miles. Is this legal? Down payments are outrageous! Vehicle has problems of course not covered under the warranty. They say affordable monthly payments, but for a vehicle 2004 and paying 340 a month, it is not affordable! How can anyone get away with this without not...

• affordable monthly payments
• purchase price
• older cars

The car i bought from JD ByRyder has been in the shop so many times I was considering getting a lawyer. I could go on and on and on about their mechanics and what they have put me through. I have continued to pay on this vehicle for almost two years now and i had always been on time with my payments. I have made early payments and over-payments in the past. Then I was one day...

• JD ByRyder
• financing company
• CNAC Financing Company