Household Bank refuses to work with me on my past due balance while I was out of work.I am able to make minimum payments again but with a 19.99% interest rate, I will never get it paid off since they continue to charge me a $35 late charge per month, an over the limit fee of I belive $30, and interest on interest.
My minimum payment on a 2000 balance is 56. The minimum payment doesn't cover the late charge and over the limit fee they charge me each month. The two payments I made past month went to fees and they continue to charge me for being past due.
I am considering a class action.Respond if interested! 2f98cfa