Blue Cross BlueShield - The Cost of medical Insurence
- by gilbert3b2g Jan 01
- Review #: 371884
| Company | Blue Cross BlueShield |
| Location | Council Bluffs, Iowa |
| Category | Life and Casualty Insurance |
| Views | 103 |
I signed up for medical insurance with the start of my new job, which was with Blue Cross Blue Shield.Before starting this job I qualified for Medicare.
With the state run Medicare program, I was able to see a doctor for $3.00 a visit and get my medication for $1.00 each. Now that I have a job that provides medical insurance coverage, I was excited to be able to pay for my own medical needs. But this happiness did not last long. When I received my first paycheck, I found out that I will be paying over $500 a month for medical coverage.
This is about a fourth of my monthly earning. Then approximately a week after I signed up for the insurance, I received a letter from the insurance company stating that they were not going to cover any of my preexisting conditions for the first year. This mean that I will be paying over $6000 in insurance premiums before they will start paying for me to go to the doctor's to manage my diabetes. Did I mentioned that there is also a $1000 dollar deductible, I will be paying $15.00 for each visit, plus the hike in what I was paying for the 4 prescription I take?.
So now I will be paying out of my pocket over $7000 before the insurance decide to start helping me/. And the $1000 deductible is not based on my cost, if I was required to pay for my medical treatment;. It is based on the agreement the doctor's office has agree to accept, meaning it will take me longer to meet the deductible.. Where is this fair?
The stoke holder of Blue Cross Blue Shield are getting rich off of me, where I am getting poorer;. When is this going to end? I was against Obama's plan to start with, but now I getting a different few;. Make the rich pay for the medical expenses of the United States!.
Like the stoke holders of Blue Cross Blue Shield,.Make them wonder if next week they will be able to feed their families, or if their hard earned money go to someone else who does not need any more money other than status. 2f6f018
None of your busines
Feb 27
nikalseyn
Jan 02 from Columbia, South Carolina
I assume you meant you were on Medicaid, not Medicare before finding a job like the rest of us. In which case, you were living on the dole and getting basically free medical care on our dime. Now, you are getting medical insurance thru your employment but find yourself in the same place all of us have been in throughout the years----having to contend with deductibles and actually pay for part of the insurance ourselves.
As a point of info: insurance companies cannot deny coverage for pre-existing conditions anymore. This is a result of ObamaCare. This starts, I believe, in 2014. Until then, go to "healthcare.gov" and sign up for additional coverage for pre-existing conditions.
Bottom line: join the real world of ever-increasing health insurance premiums with less and less coverage and long wait lines. Just like in England.
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