Bank of America is both predatory and an unethical institution. They have only one agenda, to target the exact people they are supposedly trying to help. There is not an incentive for them to preform modifications because if you have PMI and you have made payments on your home for several years it is in their best interest to foreclose on the home so they actually are making more money than if...

• Be-Aware of Bank of America s Modi
• loan term

I was charged a late payment fee for a balance that was actually paid 2 weeks before it was due. After going around in circles with their customer service reps and their online chat specialists, I closed the account. Owing them a final payment of a little over $22.00, I asked to apply the $21.00 in rewards my statement said is "TOTAL AVAILABLE". I was told that the rewards weren't really...

• customer service reps
• credit card account
• late payment fee

Me &; my wife have been trying to modification since 09 only to go though what you go though just to get turned down and replying and your debt with bank getting bigger &;bigger i hope the bank help us and others get thought this difficulttimes that thay got people in and i hope that there interest is keeping people in there homes Because foreclose homes don't help no one ...

The fact that BAC has no regard for its customers became obvious when I was faced with an unhelpful teller at the Gainesville, VA branch. I went in to complain to the manager, who was equally unhelpful. I would have complained about the manager (a young boy named Jonathan) to BAC, but BAC conveniently has no customer service contacts on their website. All we wanted to do was deposit 3 checks for...

• Annoyed
• extensive financial ties
• deposit slip

Bank of America handled a mortgage transaction for us. Or rather mishandled. AND afterwards, called us at least ONCE a day to sell insurance of one kind or another or some other services we didn't want. No matter what we did we couldn't make them stop calling.We bought a house in 2006, and from start to finish Bank of America agents screwed up every aspect of the transaction. ...

• mortgage transaction
• total nightmare
• constant barrage

Spent over 4 months sending the forms and document copies (many multiple times). My husband was out of work 4 years and rcvd unempl benefits only the first 2. After all was done they declined to modify my mortgage as they said I did not have a Financial hardship? I make a lot less than my husband used to make and we own a home on Long Island, NY. I rcvd several threats of...

• I can t determine what I actually
• rcvd unempl benefits
• Financial hardship

I was issued a check from my insurance company drawn on a Bank of America account. I don't have a BOA account, but wanted to cash it at BOA. The check looked different from previous checks from my insurance company so they wouldn't cash it. I talked to my insurance company and they said they have always used that format. The only way to cash it is to deposit it...

• Debut albums
• Credit card
• Cheque

We got our mortgage with Bank of America because we trusted them. had them for a couple years. They were good so we got an investment (right before the crash):( property through them. We have NEVER been late. Well a year later our second property mortgage was sold, when ask why they said well we are not handling those types anymore(Mortgage lines of credit), then the first one was...

• Service
• Debut albums
• Customer

All because there weren't able to verify a couple bits of information like my social security number or birth certificate. Subpar customer service on the phone too. Now I'm going to have to see if they charged any hidden fees directly to me at the physical bank itself. Never open online accounts with banks ever. This was supposed to be a back up account to the student...

• Customer service
• Customer
• Capitalism

In Morocco went to ATM to get Drms and was rejected by several banks. Seems in Europe pin's are only 4 characters. Called BA and said I need to change my pin over the phone, email or some way so I could get some cash. They offers to snail mail me a new PIN number to my home or set up wire transfer ....which I know takes 3 to 4 days in Africa. ...

• Bank
• 2003 albums
• Africa