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AmeriCredit - repo

  • by   Jan 23
  • Review #: 378346
CompanyAmeriCredit
Category Auto Financing
Views233
 

I was falling behind on my payments.I called Americredit and told them my situation, faxed them the information they needed and proof that I was not getting child support!.

Exactly what was owed in support is exactly what I owed to Americredit, they said they would work with me'. A few days later I get a call at my work on the work phone from a "customer" asking what time we closed and if I could keep the office open until 5pm so they can "look at our showroom" at 5pm the tow truck pulled in and took the van back'. I personally think that was very dirty!. Because of my anger with them I waited to pay off the balance I owed them:.

Last year I called and set up a payment plan to take the money out of my checking account/. They did not take the last payment of $200".00 out of my account in June 2012". In December 2012 I get a letter saying I owe $1,524.80. I called and they tell me that I should have called and made the payment.

I told them that I held onto the money for 3 months, it took them 6 months to contact me. It is not my fault they dropped the ball, I had already authorized the payments!!!! On my 3rd call to GM financial I asked, where did my account go in May? You tell me that you transferred my account somewhere and now you have it back?

where did it go? I have no answer, so I told the man I spoke to that I am willing to pay the $200 that never came out of my account and I refuse to pay $1,524.80!!!

I am also willing to go to court with this.Now I am waiting for a call back. 2fbcecf

 
 
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IM NOT STUPID IM NOT STUPID
Feb 12 
HAD A CAR LOAN WITH AMERICREDIT...TOLD THEM I COULD NOT LONGER AFFORD AND WANTED TO SURRENDER. THEY CAME AND TOOK THE CAR, CHARGED IT OFF, SOLD IT AT AUCTION AT A LOSS AND THEN TOLD THE IRS THAT I MADE AN 11,000 PROFIT. LOL - THAT'S WHAT I DID - THAT IS THEIR LOSS NOT MINE...THEY ARE TO WRITE IT OFF WHICH THEY ALREADY DID ONCE...
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LadyScot LadyScot
Feb 12  from Naples, Florida
It is called a deficiency balance, and the loan company had to notify the IRS of the amount they received at auction. YOUR loss since YOU failed to honor the contract that YOU signed.
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LadyScot LadyScot
Mar 06  from Naples, Florida
My deepest apologies. I have never posted a complaint on this site but I love to try and beat down those you have and other commenters. I am old and don't work and this is all I have to do all day, please forgive my foolishness I am a pathetic old hag.
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LadyScot LadyScot
Mar 06  from Naples, Florida
Imposter, I don;t know how you are doing it, or why, but if you are going to pretend to be me, at least try to sound like me. ***. Instead of trying to be me, be yourself. Only cowards use someone else's identity.
LadyScot LadyScot
Mar 06  from Naples, Florida
My deepest apologies. I have never posted a complaint on this site but I love to try and beat down those you have and other commenters. I am old and don't work and this is all I have to do all day, please forgive my foolishness I am a pathetic old hag.
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LadyScot LadyScot
Jan 23  from Naples, Florida
YOUR loan, YOUR responsibility to get the payment to them.
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Anon Anon
Feb 22 
LadyScot obviously you are some sort of "friendly" collector that has been misinformed. It CANNOT legally be reported as a PROFIT for the consumer when a repossed or turned in vehicle was sold at an auction. I would suggest you post truthful information (we all know collectors are truthful, right?). One more thing....people are very much aware that a loan signed into is their responsibility but unfortunately things happen such as job loss, sickness, etc... that prevent people from making payments. It's apparent by your unsympathetic comments that you've never been in a situation where anything unfortunate has happened to you.....I sure hope you remain lucky as you've been.
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LadyScot LadyScot
Feb 22  from Naples, Florida
I am a pharmacy tech, but thanks for adding one more to the growing list of 'you must work there' pile.

The reason they have to notify the IRS, it is the law. Any amount wrote off is submitted to the IRS as income for YOU to pay taxes on. You can check with the IRS yourself and they can explain it to you. You probably received a 1099, right? Because, hey, they just pass those out for the *** of it.
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LadyScot LadyScot
Feb 22  from Naples, Florida
As for being lucky, I pay what I owe. If I couldn't, I sure would not blame the person I owed.


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