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Written by Concerned consumer, on 10-06-2008 10:41 Vericore is "claiming" they are not governed by the FDCPA because they are going after "business" debt not "consumber" debt...so does this give them the right to...falsely represent, harass, place phone calls to owners homes before 8am (I received calls at 6:45am), contact thrid parties regarding the debt, harass employees....??? They said they are not allowed to harass consumers regading business debt if there is a personal guarantor, but they are! They said they are not allowed to call owners at home, but they are!!!     We have been paying our debt directly to the party we owe it to, yet they are still calling.    I would love to file a lawsuit against these guys...they are just hoping that since they are debt collecting that no one has enough money to file. I have been collecting evidence on them since day one. They need to be sued for what they are doing!