I have been buying pickup trucks for the last 20 years, have purchased 12 F-150's in that time frame...Last February, 2007, baught a Tundra, full size, 5.7 liter pickup....I used Toyota's financing, got a great rate...Any time someone is negligent in paying their bills, thats when the trouble begins with any company....It's sounds like to me, you are making a complaint without any other reason....Have you been paying on time, can you tell me the real reason you are making a complaint....Because, I live in Southwestern PA. I pay actually ahead of time, in regards to my truck...Their service is much better than Ford, heck they even clean my truck for free any time I feel it needs cleaned....22.00 big ones in PA, for a full car wash..I use this service once a week, you do the math...No sir, you could have a bad situation, don't really know what is bad about it...If your going to spout off a complaint, please feel free to tell the whole story...And by the way, If you know business like I do, These car companys don't go under because of a complaint by you, they go out of business because they are managed incorrectly, and if you say what you say is true, I am sure they will take your advice and fix the problem.....Lol....SIncerely, John boy

