Third Federal Complaints and reviews

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Industry: Loans and Mortgages
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  • 19 complaints
  • $25,047,268 claimed losses
  • $1,318,277 average
  • 4916 since Mar 10, 2008

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Third Federal
Main address: 3849 N. Cicero Ave. 60641 Chicago IL
1-800-THIRD-FED, 216-429-5160, (312) 736-6755,
Third Federal reviews, Third Federal complaints, read Third Federal reviews, find Third Federal reviews, Third Federal scam reports
  • 19 complaints
  • $25,047,268 claimed losses
  • $1,318,277 average
Had an experience with Third Federal?
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19 reviews found
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  • Apr 12
  • Brecksville, Ohio
  • Mortgage Refinance
  • 8

Never get a mortgage from this Bank! They do not sell loans to Fannie Mae or Freddy Mac(aka the Government) This means you are not allowed to participate in HARP-Home Affordable Refinance Program. So if the housing market crashes again or values of your home fall, you will not be able to refinance! IF another Lender is close in rate, do yourself a favor and go with them. For a so called local... Read more

Was this review helpful? 1 0

  • Jan 19
  • Cleveland, Ohio
  • Home Equity Loan
  • 2
  • 75

My brother passed away 2 years ago without a will. He did have mortgage insurance which paid off his mortgage but also a home equity loan with a balance of approximately $15K. The house has been vacant and I finally got a buyer. When the title company sent the settlement paper from them, they had a charge for almost $700 listed as "other". When I called to inquire what the charge was for, I... Read more

Was this review helpful? 5 1

  • Nov 21, 2013
  • Bank Services
  • 2
  • 142

I have been a customer with them for over 25 years. I have a checking acct with an ATM attached. I travel a lot and recently have found that they will decline my card when I try to use it at restaurants. Not only is it extremely embarassing but I spoke with the bank manager and was told that I must inform them before I go anywhere out of the area. Ok, I told them where I would be and what day... Read more

Was this review helpful? 2 6

  • Aug 29, 2013
  • Ivyland, Pennsylvania
  • Customer Support
  • 133

Kelly Botti VP & Bank Counsel 3rd Fed Bank 3 Penns Trail Newtown, PA 18940 Kelly Botti's ex says she saw him with $1M in cash, google it By Michelle Tuccitto Sullo, Naugatuck Valley Bureau Chief POSTED: 11/04/09, 12:00 AM EST | The ex-wife of Shelton developer James Botti told a federal jury Tuesday that she once saw her former husband with an estimated $1 million in cash at the Maple Avenue... Read more

Was this review helpful? 0 1

  • Aug 28, 2013
  • Morgage Lender 3Rd Federal
  • 184

After being preapproved and still submitting reams of paperwork, they approved me for 2/3rds of what i was asking for. According to them the appraisal was low. I called the bank the day after the appraisal to tell the bank he was unprofessional and incompetent. He showed up at the end of the day after driving 2 hours (he still had two more surveys to do) walked thru the house with an Iphone asked... Read more

Was this review helpful? 2 7

  • Aug 09, 2013
  • Loan Refinance
  • 146

These people have no clue that it is an international economy. Everytime I try to purhase something on line or when traveling my card is denied. When you call to discuss these issues they are totally inept. I went with this bank as they were considered one of the premier mortgage companies. I have an EXCELLENT credit rating and could chose whoever I want for my loan. No longer will I settle... Read more

Was this review helpful? 2 0

  • Jul 10, 2013
  • Cincinnati, Ohio
  • Mortgage Loan
  • 141

On July 28,2013 we were pre-approved for a mortgage loan with 50% down from us on a condo conversion property in downtown Cincinnati, a converted building in Over the Rhine. Not once in the initial conversation with the realtor and myself with the manager of the bank was there mention of a condo conversion being a problem or that Third Federal does not loan for condo conversions. We were... Read more

Was this review helpful? 2 0

  • Jun 05, 2013
  • Miami, Florida
  • Windstorm Insurance
  • 2
  • 151

I took out a HELOC with Third Federal five years ago. This is a home equity line of credit. It is a first mortgage for $150,000. They only required me to provide flood ins. and homeowners for five years. I recently received a letter from their Texas office which was backdated 10 days giving me 35 days to obtain windstorm ins. or they will forceplace it. Since this is not a renewal, I have to... Read more

Was this review helpful? 1 5

  • Apr 13, 2013
  • Cleveland, Ohio
  • Home Equity Line Of Credit
  • 308

I have never had an issue with this bank before. I currently have my mortagage with this bank which will be paid off in full within the next two years. I have never missed nor have ever missed a payment. I was looking to take a home equity loan to fund a new business. I had other options available but thought this would be the quickest way to raise the initial capital I needed. I only needed... Read more

Was this review helpful? 9 9

  • Apr 11, 2013
  • 5
  • 343

I have referred numerous people to this bank over the years, due to them being the Ohio based little guy, and not selling their mortgages. Never again. After I had an insurance claim on my property due to water damage (about 40K, and Snake Farm only gave me 28K), Third Federal decided to keep my insurance claim check until the work was complete. How do I complete the work without the money? ... Read more

Was this review helpful? 11 0
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