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Springleaf Financial - Never get a loan from Springleaf aka American General

Company Springleaf Financial
Product / Service Mortage
Location Portland, Oregon
Category Loans and Mortgages
Views 3768
 

They were called American General Finances when I started dealing with them but I guess they just changed their name to Springleaf. I guess because some marketing expert determined that the name "Springleaf" is a better one to deceive people into thinking they have better business practices than the MOB, which they do not. Their website makes them appear all warm and friendly and they have pictures of little girls with watermelons. Do NOT be fooled!! They are ruthless, vicious SOB's and they will harass the snot out of you if you are so much as two days late.

First off, if you really carefully read the papers they have you sign, which I did not, because like most of their victims, errrr I mean clients, I was in desperate need of a loan. But if you do really read them, which I did too late, they are some really intentense paperwork. AGF aka Springleaf is basically asking you to sell your soul.

So far I'm speaking in generalities so let me be more specific: Last summer I was on temporary unemployment. I knew in all likelihood I'd be able to have my job back in the fall so I called them and told them my situation, and asked if I could have make reduced payments until September. Of course they were all warm and friendly and nice about it on the phone, and agreed. Then September comes around and go back to the regular payments. A couple days after I made my payment I get a phone call from someone at American General who is not so nice and friendly. In a very rude tone, she says, "So, when are you going to pay the rest of what you owe us?" To which I say, "What do you mean?" And she says, "All we had was a verbal agreement for you to temporary pay us a reduced rate, but you still owe us the full amount." Of course they never told me this! They led me to believe I could pay interest only payments for a couple months and then just go right back to full payments. But instead, they were now telling me I owed them everything I was suppossed to have paid them over the summer PLUS my regular payments. I was a little rude back, because I was annoyed. "Listen! I don't have that kind of money! I was on unemployment for the summer! Where do you expect me to come up with this money?!" I said. She told me that I had to pay x amount by such and such a time, or there'd be consequences. I continued to send in my regular payment plus whatever extra I could afford and I received constant phone calls four or five times a day, all of which I ignored, because I didn't have anything left to say to them. I was paying what I could pay.

Before long, my employer is telling me my wages are being garnished by American General. Turns out they had gotten a judgement against me the year before when I was also having a hard time paying them. I had no idea there had been a judgement against me. I had received a summons from the court, called them immediately to work out a payment plan. They used my ignorance of the law and court procedure against me. They allowed me to believe that when I started paying them the court order would be dropped. Of course it was not. They got a judgement against me, which of course they never bothered to mention, and so later when I was not able to pay the full amount again, suddenly my wages are being garnished.

I am now almost finished with the wage garnishment. I will be so thankful to have American General out of my life forever. But I want to make it my mission in life to warn everyone STAY AWAY FROM SPRINGLEAF! THEY ARE THE MOB!!!!! 3046d07

 
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Jan 28 
To whom it may concern,
I am Mrs Jessica Vergas,i and my husband just got a
loan from this company called MISS MONICA HOUSE OF LOAN INVESTMENT without
we being scammed.i am so happy that after all this years we can still
find our feet back again.i am so happy that now that we do not have a
job we can find a way to live again and i want to tell every body that if you need financial help you can contact them via email at missmonicahouseofloan@gmail.com. Thanks for listen, may God help you too. Regards, Mrs Jessica Vergas
Reply to miss monica

Dec 21, 2013 
Do you need a fast and easy loan at an
affordable interest rate of 2%? contact us
today. We offer both personal and business
loan to any interested individual or company
who will be able to pay back the loan when
due for repayment. We give out loan from
the range of
$2,000 and above. To
apply email us back with the required
information bellow. Email:
pirexcollinsloan@gmail.com
Full name:
country:
Address:
Tel number:
Amount needed:
Duration of loan:
NOTE: We only give out loan to clients who
are trust worthy and will be able to pay back
the loan when due for repayment.
Reply to pirex collins

Nov 28, 2013 
Good Day Sir/Madam:


Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $2,500. to $500,000.000

Our Services Include the Following:
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Note that loan is given out in 2% interest rate yearly, kindly get back to us now if interested.

Best Regards.
Mrs. Lilient Itua
Address.HEAD OFFICE;Bolton Road, Bradshaw, Greater Manchester, BL2 3EU UNITED KINGDOM
+447024043145
Reply to Mrs Lilient

Nov 18, 2013 
My Name Is Wilson Lee I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars….Well thank God for a Santo Loan firm,I was referred to by my cousin,who is by name,Mr.Clara jones Of Santo loan firm Inc.They made my life a valuable one,and gave it a meaning.I was approved loan of $95,000.00 USD AND IN 48 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (joy) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial... Show more
Reply to Wilson

Nov 18, 2013  from South Bank, Queensland
Do you need a loan? Are you financial mess, have you tried the bank and you are turned down, we offer all kinds of loan to people from all over the world in different currencies, for more information on our loan, please contact us by e-mail: passionloanlenders@yahoo.com Do you need a loan? are you in a Financial mess, you have tried banks and you have been turned down, we offer all kind of loan it individually from all around the world in different Currencies, for more information about our loan contact us via email: passionloanlenders@yahoo.com
Reply to REV JOSEPH

Nov 14, 2013 
I can not stand this place . I got a loan for my sister and help pay the loan as well. I am a little late and I do owe half of Oct payment $80.00 and Nov is not due until the end of the month which will be paid up then. But they called my cell phone twice, and 4 people I had on application for reference purpose only. I was upset b
ecause out of those references is my 88 year old grandmother who thought I was hurt or dead on how they called. I called them back and cussed them out for calling all these people for $80. I know people prob owe thousands!
After this loan is paid in full I hope they stay out of my life and go out of business!
Reply to Ms Pissed

Oct 04, 2013 
how could you NOT know you had a judgement placed against you. in ordered to get a judgement, Springleaf would've had to take you to small claims court. to do that you would have been serviced notice to appear in court. a judge cannot redender a judgement unless you had been properly served. so you were more than likely served and ignored it and your failure to appear lead to a judgement against you. you play the victim well, but the fact of the matter is, you borrowered money and had a responsibility to pay it based on the terms of your agreement with Springleaf which you ignored too. PAY YOUR BILLS and none of this happens.
Reply to tired of deadbeats

Oct 25, 2013 
In bankruptcy law, we have had more experiences with Springleaf being scuzball loan sharks. They harass our clients, drive by their houses to scream at children playing in their parent's yard, and are typically one of the worst places our clients have dealt with.

As far as getting served with a lawsuit, if you make a payment arrangement with an attorney, that must be recorded along with a lawsuit. If that information is given to the judge, as is required by law, a judgement won't be entered unless the creditor proves the payment arrangement was not honored. All the creditor has to do is "try" to serve the debtor or report to the court that they did put in the mail, etc. It's rarely properly done and costs the debtor tons of money.
Reply to Paralegal who Knows Springleaf

Sep 24, 2013  from Delhi, Delhi



FAIR FINANCE LOAN FIRM
HEAD OFFICE --Dalston 18 Ashwin Street London E8 3DL United Kingdom
EMAIL--fairfinanceloanfirm@mail.com

-------------------------------------------------------
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===========================================================
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Reply to Mr Donald Williams

Aug 16, 2013  from Delhi, Delhi
ST MARGARET CHURCH LOAN FINANCE FIRM
HEAD OFFICE--High Street, Abbotsley, St Neots, Cambridgeshire, PE19 6UJ UNITED KINGDOM
EMAIL--stmargaretchurchloanfirm@gmail.com
--------------------------------------------------------------------
ST MARGARET CHURCH LOAN FINANCE FIRM Is specialized in providing loans, Since money have been a major
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===========================================================
Are you in need of urgent loan to clear your bill, start a business,
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We give out our Loan in USD($) and GBP(£) and any currency of your choice.
* Are you financially Squeezed?
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* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects
* Do you seek funding for various other processes?
==================================================
AVAILABLE OFFER
We offer the following types of loans:
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*Business Loans.
*Investments Loans.... Show more
Reply to ST MARGARET CHURCH LOAN FINANC

Aug 01, 2013 
MARIAN LAWSON TRUST LOAN FIRM

We are a fully registered loan agency, we give out loans to all in need of help
across the globe. Our loan takes a maximum of 1 working days to get to approved
to customers across the globe. We offer lowest interest rate 2% and its fixed
with best match loan including loans for applicants with impaired or bad
credit, Pay off existing debts, reduce your monthly outgoings by consolidating
any existing personal loans and credit card debts. Our offer loan amount ranging
from $5,000.00 to a maximum of $10 billion and above for investment and paying up bill's.

Please fill in the short form below

Full Name:

Amount Needed:

Loan Duration:

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Country of Residence:

Mobile No:

In acknowledgment to these details,We will send you a well calculated
Terms and Conditions which will include the agreement. CONTACT US via email
marianlawsonloanfirm@live.com

Best Regards
marian lawson loan
Reply to marian lawson

Jul 17, 2013  from Atlanta, Georgia
I bought a house . owner financed . I had filed bankruptcy in 1987 because of a garage business gone bad . No credit , had good job . in 1998 my owner {financer } became desperate for money . I owed them 125,000 . I went to American General for help . They told me about what they could loan .I went to the owner & told them I could come up with 50,000 . They took it . American general drove about 200 miles all together to deliver the check & get all the dead work done .I was never late on my payments . A year later , I bought another garage , owner financed . 5years pass & the owner dies .His wife called the loan . American General leaned over backwards for me . Once again I bargained with the owner and American General paid the lady 72,000 . 2 years later I sold the garage paying my house off . Not only did American general help me in needed times they boosted my credit sky high . Unbelievable
Reply to unbelievable

Oct 31, 2013 
Yes and you can come by and see my 3 legged goat that lays eggs.
Reply to Zack

Jul 12, 2013  from Leesburg, Virginia
Received a loan from Springleaf via a check and it was difficult to clear
Reply to Leesburg

Jul 08, 2013 
HOLY CROSS FINANCIAL LOAN SERVICE

Email:. [ hollycrossfinance@gmail.com ]
Address: 22 Cortayne Road, Fulham, London, SW6 3QA
======================
Is one of the leading Christian loan providers, HOLY CROSS FINANCE is here to
help you lay the foundation for your Business, Home, Education e.t.c. With the
experience of sharing the dream of millions of our customers, we offer you the
most convenient loan plans to suit your needs.
==============================
Do you need funds to start up your own business?
Do you need a loan to pay off your debt?
Whether you are self-employed or salaried, want a floating or fixed rate,
HOLY CROSS will offer a loan that is just right for you.
we satisfy our customers and i believe yours will not be an exception.
================================
Our email address is [ hollycrossfinance@gmail.com ]
Please this is for serious minded and God fearing People,
interested persons should contact us through our email and
your life will never remain the same. GOD BLESS YOU ALL.


THANKS AND REGARDS
REV MEHALL LOWRY
EMAIL: hollycrossfinance@gmail.com
HOLY CROSS FINANCIAL LOAN SERVICE
Reply to REV MEHALL LOWRY

Jun 04, 2013 
ST PAUL CATHEDRAL FINANCE
===============================
This is a Christian Organization formed to help people in need of
help, such as financial help. and help them out of their financial
crises. If you are short of cash and in need of financial assistance
ST PAUL'S CATHEDRAL FINANCE is the best solution.
We make applying and qualifying for a loan quick, easy and painless.
Our payday loans IS a fast and easy way of obtaining the emergency cash fast!
DO YOU NEED A LOAN TO PAY BILL?
DO YOU NEED FINANCIAL ASSISTANCE?
Do you need a personal loan to secure a home?
OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.
If you are faced with stress in the acquisition of a loan that make
you .Have sleepless night? Or you have been disappointed by your bank?
ST PAUL'S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.
======================
If you are having any stress in obtaining a loan from your local
banks and finance kindly fill the application and send to our
email:[ stpaulcathedralfinance@gmail.com ]
============================
APPLICATION FORM
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME......................
2)YOUR COUNTRY...................
3)YOUR OCCUPATION................
4)YOUR MARITAL STATUS............
5)PHONE NUMBER...................
6)MONTHLY
... Show more
Reply to REV JAMES BENJAMIN

May 30, 2013 
St Michael's Church loan finance firm
HEAD OFFICE --Off Berechurch Hall Road, Berechurch, Colchester, Essex, CO2 9NW UNITED KINGDOM
===============================
This is a Christian Organization formed to help people in need of
help, such as financial help. and help them out of their financial
crises. If you are short of cash and in need of financial assistance
St Michael's Church loan finance firm is the best solution.
We make applying and qualifying for a loan quick, easy and painless.
Our payday loans IS a fast and easy way of obtaining the emergency cash fast!

DO YOU NEED A LOAN TO PAY BILL?
DO YOU NEED FINANCIAL ASSISTANCE?
Do you need a personal loan to secure a home?
OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.

If you are faced with stress in the acquisition of a loan that make
you .Have sleepless night? Or you have been disappointed by your bank?
St Michael's Church loan finance firm is here WIPE YOUR TEARS AWAY.
======================
If you are having any stress in obtaining a loan from your local
banks and finance kindly fill the application and send to our
email:[stmichaelchurchloanfinancefirm@gmail.com]
============================
APPLICATION FORM
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME......................
2)YOUR COUNTRY...................... Show more
Reply to St Michael's Church loan finan

May 06, 2013  from Albuquerque, New Mexico
I not only got a loan through Springleaf (and American General prior to their switch), I've paid them off and come back. The interest rate is high, but when your credit is poor, you don't have much of a choice.

I found the experience to be quite easy, I dealt with a local branch (so I can address any rude airs directly) and have NEVER had a problem.

Their contract was straight forward and simple. Maybe it's different for different areas, but mine equated to a high interest rate over a period of time. I think I did 24% for 2 years.

For a $1,000 loan, it worked out that I ended up paying them $240 extra...regardless of my approach. Although expensive, that seemed fine to me.

The only complaints I've seen are from people who've had problems paying. Since I haven't truly gotten "in-dutch" with them, I can't speak to that overly...I've never been more than 30 days late.

When I am late, they call and I let them know when I expect I can pay...they call the day after if I don't and I explain and extend if needed.

I can't speak to other people's experience, but I tend to be an horses-*** myself when people neglect to follow through on their agreements.

And, just to be clear, I don't work for them...I'm a software developer for another non-related company. I owe them $900+ on my last loan and (unfortunately) might need to increase that.

Thanks,... Show more
Reply to JoeAtWork7

Mar 20, 2013  from Fond Du Lac, Wisconsin
Very happy I looked this up on the internet. Was going to get a car loan but not no more. I'll stay with Wells Fargo.

I have a personal loan for 2 years & will do my best to pay extra on each payment to get done prior. I know you have to pay extra when you have bad credit so I was grateful for the loan even though the interest is high.

Thanks for all your help!!! ,)
Reply to car loan

Mar 06, 2013  from West Palm Beach, Florida
Sorry to tell you bub but if you really would believe that when you get a legal document from the court you don't have to go to wherever they told your *** to be than it's absolutely your fault and not Springleaf's. It was your ignorance of the law it was that you were just ignorant. What would make you think a bank can tell you they will cancel a court date.???? How *** are americans
Reply to Your Dumb
 

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