Sebonic Financial Complaints and reviews

Sebonic Financial reviews, Sebonic Financial complaints, read Sebonic Financial reviews, find Sebonic Financial reviews, Sebonic Financial scam reports
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Industry: Loans and Mortgages
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  • 12 complaints
  • $7,520 claimed losses
  • $627 average
  • 3554 since May 30, 2013

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Sebonic Financial
Main address: 3701 Arco Corporate Drive Suite 415 28273 Charlotte NC
877 721 6866, , info@sebonic.com
Sebonic Financial reviews, Sebonic Financial complaints, read Sebonic Financial reviews, find Sebonic Financial reviews, Sebonic Financial scam reports
  • 12 complaints
  • $7,520 claimed losses
  • $627 average
Had an experience with Sebonic Financial?
Submit review ›
12 reviews found
Show first:

  • Apr 09
  • Mortgage Email
  • 3
  • 31

Background: William McGuirt from Sebonic Financial quoted me a competitive rate and a lender credit, and then informed me that the credit was no longer available. Me: Ok please let me know if those offers become available again and we'll proceed. William McGuirt from Sebonic Financial: The most would have been $1000 and now I am giving you $400. Those who wait on the best in this business often... Read more

Was this review helpful? 6 0

  • Mar 25
  • Douglassville, Pennsylvania
  • Mortgage Service
  • 107

They kept my documents 3 weeks WITHOUT TOUCHING THEM. Underwriters started working on my file only 48 hours prior closing and only 24 hours prior scheduled closing they started employment verification, bank accounts verification, they sent multiple requests for "missing" documents. When asked why all of a sudden so many requests about so many " missing" docs they responded: we just found out we... Read more

Was this review helpful? 6 1

  • Jan 23
  • Mortage Refinance
  • 1
  • 154

Tried to work with them for 3 months to close a loan. The processer would go "silent" for weeks at a time; 30 day lock would expire, then the amount due at closing would increase. She would requests one thing, saying it was all she needed, then it would be another, and another. This went on for weeks until she said she had all she needed, then didn't hear from her again until the sales person... Read more

Was this review helpful? 11 1

  • Dec 19, 2013
  • Charlotte, North Carolina
  • Mortgage Loan
  • 249

Sebonic Financial did not show up for closing. That's right. No closing because Sebonic did not show up. No communication from Sebonic that this (them not showing up and no closing) was going to happen. Everything was supposed to be set (many weeks in advance). Like other reviews read, everything seemed fine at first. Knowledgeable. Responsive. Friendly. One person to deal with. Then came more... Read more

Was this review helpful? 7 2

  • Dec 17, 2013
  • Columbia, South Carolina
  • Mortgage Loan
  • 1
  • 269

Our initial contact with this company was great. And it sounded wonderful. They said we would have the same loan contact throughout the whole process, and that they all work together in the same building so they're not pushing your file all over the country to different offices for processing. They said their closing costs were lower than others, and their rates were competitive. The man I spoke... Read more

Was this review helpful? 8 0

  • Dec 13, 2013
  • Mortgage Loan
  • 245

6 weeks from date of fist contact and still no mortgage. First the appraiser they send undervalues the size of my home by four hundred square feet, upon re-estimating decides my home is only worth $73/sq foot rather than $77. Then an endless amount of shuffling me from person to person and more and more requests for paperwork. I recently paid my daughter's car off and they want to know where I... Read more

Was this review helpful? 5 0

  • Dec 06, 2013
  • Home Mortgage
  • 1
  • 256

I just closed the mortgage. The 40 days experience with Sobonic was horrible. First, they screwed up the address on day one, and we caught it right away, I told them that they have to correct the address immediately before they verify with IRS. They said they did it, one week later, they called us that the address was wrong and the IRS could not verify the return because they used the wrong... Read more

Was this review helpful? 6 0

  • Nov 22, 2013
  • Mortgage
  • 254

I have been through the mortgage process many times. I have NEVER had such a horrible experience. Sebonic is unorganized, unresponsive, slow, terrible with communication, and generally rude and discourteous. You get passed from one person to another through the mortgage process. One person doesn't know what the other is doing. We had repeated requests for additional information which every time... Read more

Was this review helpful? 6 0

  • Sep 27, 2013
  • Home Mortgage
  • 1
  • 317

I wanted to re-fi my home after finalizing my divorce. I went through Lending Tree and Sebonic was one of the lenders that quoted me a rate. I read a few positive reviews and decided to go with them. Initially the process went smoothly (although they quoted me one price for the cost of my appraisal and then charged me another)but when my loan got to pre-closing it quickly became the worst... Read more

Was this review helpful? 8 18

  • Sep 17, 2013
  • Charlotte, North Carolina
  • Mortgage Loan
  • 3
  • 572

I found Sebonic Financial on Bankrate.com. They quoted on the website a rate of 4.375% for a 30 year fixed rate. When I called and spoke to a loan officer (Brad I believe his name was?) he gave me a rate of 4.625%, which is much higher than originally quoted. I have excellent credit, and income, have worked in the same job for 17 years. I ended up getting a rate of 4.375% from another lender... Read more

Was this review helpful? 7 14
 
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