Lending Club Complaints and reviews

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Industry: Loans and Mortgages
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  • 29 complaints
  • $114,516 claimed losses
  • $3,949 average
  • 21487 since Oct 19, 2009

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Lending Club
Main address: 71 Stevenson, Suite 300 94105 San Francisco CA
(888) 596-3157, (415) 632-5608, support@lendingclub.com
Lending Club reviews, Lending Club complaints, read Lending Club reviews, find Lending Club reviews, Lending Club scam reports
  • 29 complaints
  • $114,516 claimed losses
  • $3,949 average
Had an experience with Lending Club?
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29 reviews found
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  • Mar 24
  • Pima, Arizona
  • Interest Loans
  • 22

After reading all the reviews, we were very worried about using the Lending Club. After checking YouTube and other sources we decided to give it a try. What did we have to lose. It was the most easiest process I have ever done. Within 30 hours we were fully funded. By the next business day, the money was in our account. Thanks to those of you who wrote a good review. If it hadn't been for... Read more

Was this review helpful? 7 0

  • Feb 27
  • Payment Extension
  • 100

There is nothing wrong with Lending Club. The first complaint you said you couldn t make a payment and requested an extension. This was not what you signed your name to. Then a New Yorker is mad or pissed rather because they send him pre screen notices and he is denied. So what your credit is not good enough or you do not meet the protocol. They told me what to send, I sent it and I had five... Read more

Was this review helpful? 3 0

  • Jan 29
  • La Grange, Texas
  • Personal Loan
  • 112

I have been making monthly payments for 2 years and have never missed a payment but found that I needed to make the payment less so I requested an extension of one year. I was told all I needed to do was reapply for the amount remaining and it should not be a problem. I did as they ask and was denied due to the fact that I owed to much????? I actually owed 6000.00 less than I started with. What... Read more

Was this review helpful? 2 0

  • Jan 25
  • Middletown, Ohio
  • Loan Denial
  • 186

We receive offers from Lending Club seemingly every single month through the mail. We normally ignore these offers but thought to apply as we were wishing to consolidate a few credit cards used for our business. Initially they indicate in their online account for you, investors matches. (approved pending their documents) After requesting numerous copies of tax returns, K1's, 1099, authorization... Read more

Was this review helpful? 5 0

  • Dec 16, 2013
  • Tampa, Florida
  • Loan
  • 2
  • 229

With a credit score of 711-741 from all three agency's and no late payments ever, they offered me a 22% cc consolidation loan because your CC balance vs credit amount is too high. My CC's are 10% 14% and 19%. My current loan with LC is 14% and I have paid half the 3 year term without any late payments. My goal was to pay off CCs in a closed end loan with at least an equal payment amount. I cant... Read more

Was this review helpful? 7 3

  • Dec 10, 2013
  • Loan Offers
  • 2
  • 456

Lending Club keeps sending me "pre-approved" letters and emails, but always denies my loan requests for amounts well below the limit and with a credit score well within the acceptable range. I believe it's a cheesy little scam for the sole purpose of collecting information. Pissed Consumer 1562 First Ave #205-1942 New York, NY 10028 United States Pissed Consumer Media RelationsPissed Consumer... Read more

Was this review helpful? 2 2

  • Dec 07, 2013
  • Positive Experience
  • 1
  • 319

I applied for a debt consolidation loan of $3000. Within 18 hours of submitting, the loan was already approved and funded at 10%. 24 hours from then, the money was in my account. Only needed to verify bank account and email. Needed no other documents. Credit score of 650 with several blemishes on my credit report. I would recommend regardless of what these other reviews say. I have friends... Read more

Was this review helpful? 3 7

  • Nov 26, 2013
  • Loan
  • 3
  • 324

Lending club sent me a pre approved confirmation on a loan. So I figured I would proceed. Sent in all the appropriate paperwork requested. They pulled my credit again for no reason. Only to send me a denial. I am complaining to the three major credit bureaus and the BBB and contacting the states attorney in California. This company is a huge scam and waste of time. They affiliate themselves with... Read more

Was this review helpful? 3 5

  • Nov 23, 2013
  • Panama City, Florida
  • Positive Experience
  • 1
  • 250

I am an investor because it provides a needed and professional service to both lenders and borrowers. They did over 200,000 loans and I was surprised to see a few complaints here. Considering how many loans were provided, a few complaints here by people who probably had very negative credit is meaningless! If you are looking for a loan I fully suggest that you give lending club a try. 200,000... Read more

Was this review helpful? 3 1

  • Nov 22, 2013
  • Los Angeles, California
  • Loans
  • 208

I received Email from Lending Club asking me to call them and when I called the cust. care rep Gary was rude, unprofessional and helpless. His answer for my questions were only "I don't know what you are saying, I don't understand what you need" and than he just hanged up. I think BBB has to be informed about terrible customer service the Lending Club provides. Another problem - they asked... Read more

Was this review helpful? 2 8
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