Essex Credit Complaints and reviews

Essex Credit reviews, Essex Credit complaints, read Essex Credit reviews, find Essex Credit reviews, Essex Credit scam reports
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  • 23 complaints
  • $117,500 claimed losses
  • $5,109 average
  • 2935 since Oct 03, 2009

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Essex Credit
Main address: 12677 Alcosta Boulevard, Suite 200 94583 San Ramon CA
1-866-ESSEX-4U (866-377-3948), 866-ESSEX-FX (866-377-3939), sales@essexcredit.com
Essex Credit reviews, Essex Credit complaints, read Essex Credit reviews, find Essex Credit reviews, Essex Credit scam reports
  • 23 complaints
  • $117,500 claimed losses
  • $5,109 average
Had an experience with Essex Credit?
Submit review ›
23 reviews found
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  • Mar 28
  • Loan Representative
  • 8

My loan rep, Neika Garan, was simply horrible. She was very slow to respond to emails, and then never really addressed my questions. I asked for a preapproval, which seemed to require too much thought for her to comprehend exactly how that works. I think she is just trying to to avoid having to make contact with people. We ended up going with another company with fantastic terms and were... Read more

Was this review helpful? 0 0

  • Feb 04
  • Arlington Heights, Illinois
  • Boat Loan
  • 49

I purchased a used boat from a small marina and was getting what I felt was a pretty good deal. The interest rate was a little high so I thought I would check around. I did an internet search and found Essex credit and worked my waf over to their rate table which looked very attractive to what was out there. I applied and got an almost immediate response that I was approved. Great! Wrong! ... Read more

Was this review helpful? 1 0

  • Dec 18, 2013
  • San Diego, California
  • Boat Loan
  • 106

I had submitted all of the requested documents for my boat loan and was wondering why my phone calls and emails to my lender at Essex were not being returned so I did a Internet search for Essex Credit reviews and came across this web site. I was shocked to see all of the bad press they were getting so I called their general number and reported what I saw to the person who answered. Needless to... Read more

Was this review helpful? 0 2

  • Sep 15, 2013
  • Credit Ratings
  • 124

Terrible experience with this company - I ended up backing out of the deal. Let me explain. I have immaculate credit ratings and owe almost nothing except on my house mortgage. I found a great opportunity on a boat which needed some work but which I could purchase for 50% of its surveyed value - so to put that in perspective, I bought a $65,000 boat which needed an estimated (by a boatyard)... Read more

Was this review helpful? 2 0

  • Aug 22, 2013
  • Kansas City, Missouri
  • Application Information
  • 100

Submitted my application seven days ago. I keep getting a request for the same information as well as an email from the same guy saying he will be out of the office till July29th. THIS IS AUGUST 21ST!!!!!! I spoke with him on the phone the Monday after the Friday it was sent and he stated he had received it. These guys are a joke. I have saved the seven emails I have received saying they will... Read more

Was this review helpful? 5 3

  • Aug 15, 2013
  • Omaha, Nebraska
  • Boat Loan
  • 84

Got approved, its taking forever 2 weeks later still no answer, said they would contact us and you never hear from them. i dealt with Linda Ramerza, poor poor custmer service. I cant believe costco is backing these people. Im going to contact costco and report these issue, also going to contact BBB with a complant. FFF FFF FFF FFF FFF FFF FF FF FF FF FF FF FF FF FF FF FF FF FF FF FF FF FF FF FF... Read more

Was this review helpful? 2 0

  • Aug 11, 2013
  • Camden, New Jersey
  • Rv Loans
  • 1
  • 115

So, you're approved! Yes, you are approved in short time but then the process slows down to a snails pace, or should I say STOPS!!! I was approved on July 2 of this year, it is now August 11th. Yes, even the seller of the RV was made to jump through hoops and if you call Essex no one will come to the phone or call you back unless you start jumping up and down. There is absolutely no... Read more

Was this review helpful? 2 0

  • Jul 19, 2013
  • Ramona, California
  • Customer Service
  • 67

No communication what so ever, no one will return your call or email. No one will come to the phone. No one gives a ***. If you walked into their offices I'm sure you would see everyone jumping to hide under their desks!!! DO NOT DEAL WITH THIS TERRIBLE BUNCH OF INCOMPETENTS. No no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no... Read more

Was this review helpful? 4 1

  • Jul 06, 2013
  • Cottage Grove, Oregon
  • Essex Boat Loans
  • 77

We applied for a boat loan through Essex May 24th 2013. I am writing this on July 6th and it still hasn't been finished. Mary Ann Savage on the east coast is handling the loan and not only doesn't return calls but doesn't return emails when asked and has lost paperwork without letting us know. This is the boat division and is the worst. Our credit rating is in the 800's and should have gone... Read more

Was this review helpful? 1 0

  • Jun 26, 2013
  • Saint George, Utah
  • Rv Loan
  • 93

essex credit is a waste of time -- do not apply there. I was denied with a 800 credit score and 20% down - not to mention the loan was for 93,000 on a coach nada book at 210,000. kept asking for more and more info- also there sponsor koa camping said loans under a 100k required no documentation, which was a lie. bottum line-- dont waste your time unless your the president of the... Read more

Was this review helpful? 1 6
 
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