American Income LifeComplaints and Reviews

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What Their Customers Are Saying
All testimonials are provided and verified by American Income Life. Verified testimonials on Pissed Consumer is a paid feature of the platform.

I purchased a plan with American Income Life and I am very satisfied. It is difficult to discuss, end of life issues yet my representative was sensitive, helpful and informative. I have comfort in knowing that my needs will be taken care of for my family after my passing. My monthly premium is affordable and I can increase my amount any time that I would like. I also can call my agent with... Read more

hi I have been working for American income life now for a little over 4months now. Yes you have to pay for online class and testing but if you pass licencing exam in two weeks they reimberce you and pay for your liecence. I earn on average about $1,000 a week with the company. I love my job and would not trade it for anything in the world.... at the end of the month I will be receiving a $500... Read more

I was recruited by my niece who was a Hiring Manager for one of our Wisconsin offices. I came to the overview and listened with intent....after all, I was looking for a career change. I did google the company and did some research before I went. I wasn't real interested in sales but know I have a knack for customer service and ran a successful business through my high school... Read more

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American Income Life 's reply to:

Individuals are interviewed for independent contractor positions and must obtain an insurance license in order to sell American Income products. We will contact the State General Agent in Mr. Moore’s area and will communicate directly with him regarding his concerns. Read more

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American Income Life 's reply to:

We have been unable to locate an agent or potential agent by the name listed on this review, nor have we been successful in our attempts to contact this individual. If the reviewer could please contact our Home Office at contactus@ailife.com, we will gladly research your situation further. We take our agent experiences very seriously at American Income Life, so your feedback is important to us. Read more

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Got a divorce, want to cancel life insurance policy. Was told Ihad only one policy cost $60.00 a month Funny have been paying $ 101.30 since 2005? Add comment

American Income Life 's reply to:

We have been unable to locate an independent contractor or potential independent contractor by the name listed on this review. If the reviewer would let us know the name of the State General Agent or the training manager we will be in a better position to further research the allegations. Please contact us at 800-433-3405. Read more

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American Income Life 's reply to:

We have contacted independent contractor Virginia Lee and she has indicated that she explained to Mr. Dauwalter that cash value would accumulate after the policy had been in force for 3 years and if he canceled at that time he would receive the accumulated cash value. She denies telling Mr. Dauwalter that the policy worked like a savings account where he could get his money back at any time. We... Read more

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As a service, Pissed Consumer allows customer testimonials to be provided by the paying client on a regular basis.

I purchased a plan with American Income Life and I am very satisfied. It is difficult to discuss, end of life issues yet my representative was sensitive, helpful and informative. I have comfort in knowing that my needs will be taken care of for my family after my passing. My monthly premium is affordable and I can increase my amount any time that I would like. I also can call my agent with... Read more

As a service, Pissed Consumer allows customer testimonials to be provided by the paying client on a regular basis.

hi I have been working for American income life now for a little over 4months now. Yes you have to pay for online class and testing but if you pass licencing exam in two weeks they reimberce you and pay for your liecence. I earn on average about $1,000 a week with the company. I love my job and would not trade it for anything in the world.... at the end of the month I will be receiving a $500... Read more

Okay. Well i am sensing that a lot of people dont really know the company that well. First off, there is nothing about this company that is a scam. The pay they go over with you has a lot more to it. During thr interview they just try to make it as easy as possible for you to comprehend. Yes you do have to pay for the licensing and yes you do need to travel for work but in order to be successful... Read more

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I have read that AIL is a scam/rip off. That's not a fair review. AIL is a multi-level marketing (MLM) opportunity. Uninformed individuals would automatically call it a "pyramid scheme". Very untrue! An MLM business is not automatically a scam. Most have great ratings with the BBB. Please don't think that individuals sitting in their living room are more informed then the BBB on how... Read more

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American Income Life 's reply to:

Whole life policies are not designed as a savings vehicle; rather, they are designed to provide a lump sum of cash to your beneficiaries at your death. The cash value is the portion of the premium that is not used to cover the cost of the insurance protection and administration expense. How fast the cash value grows is different for every issue age and how long the policy has been in force. ... Read more

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