123creditplus

He answers all of my calls, and e-mails. And has helped me get my score up 80 points, a feat I had tried on my own and failed. He knows what he is doing.

And if you think he's going to answer his phone.....think again!

It is so unfortunate that in this day and time we still are faced with people like this. This is a classic case of "you get what you pay for"!

Yes compared to other credit repair companies $389 sounds like a really good deal! My only suggestion is don't do it! If this is something that you really want to do pay the extra money and find someone that is going to do it the right way. Or at least someone who will do a consultation w/you and actually look over your credit report and let you know upfront what could possibly happen (good or bad).

If you are trying to clean up your credit then the last thing you need is someone like Earl Combs taking your money and giving nothing in return! If you have "simple" matters that would likely come off your credit anyway just by sending a letter yourself then yes he's your man but anything beyond that.....forget it! No physical address, no contract, just a phone number and a routing number! REALLY!

Talk about red flag!

But yes, he is a fast/slick talker! Learn from my mistake!

I disagree whole heartedly. Mr.

Comb's aid in dealing with incessant collection agencies has been outstanding. His follow-ups and sense of concerns strike me as coming from a consummate professional.

Earl Combs helped my family improved our credit by 50 points, he stated that he will improve or enhance our credit and he did just that

Yes I agree with you. My relatives have been scammed out of 1,000's by Earl Combs and his 123Credit.net.

This is not a legitimate and trustworthy company, so please stay away. One of my relatives paid Earl $2,000+ dollars and he has not done anything he said he was going to.

He is a scam artist and needs to be locked up. He is the next Madoff.

He is a evil man!!!!!!! Thief and a conn man he stole 1800.00 dollars from me.

I paid him to have inquires removed also to remove some negative items from my report and to be add to his credit card accounts. His credit cards show high balances every month no items was removed and no Inquires was removed., Do not trust this man. He will conn you and promise you things that are not true. He will ignore your phone calls also emails.

He even screwed over his long term friend that is a real estate agent. I even requested he remove me from his credit cards are do as he promised me and pay them down no response and the guy Luis is one of his workers. Earl pays him to refer people I went through Luis to get to Earl so do not trust. I requested a refund multiple times he refused.

I wish I could add screen shots to show you that this man has ruined my life. I an trying to rebuild my credit and for him to lie and add credit card accounts that he knew he wasn't going to pay was wrong and evil.

I don't see how he sleeps at night. I am a mother of 4 kids I begged Earl for my money back he refused.

I totally disagree with all the complaints on this website against Earl. He is very honest with high ethical work standards.

He understands about credit like no other. He is really an expert on his field and its not common to find someone that can deliver results as fast when it comes to credit enhancement. I would totally recommend his services to everyone with credit challenges.

Complainers are just merely that!

If you have the pleasure of meeting him ask him about referrals he would get you more than a couple hundred.

Mr. Combs did an outstanding job when he did work on my credit.

My credit score went up a 150+ points across the board when he worked on it. So i was satisfied with the some of the outcome. This was from November 2011 to May 2012. The only issues i was having is when he did not answer his phone anymore to talk about my credit issues and what was he going to attack next.

Don't get me wrong at first he did then he slowly stopped due to some issues he was having. Other than that, if he would have fixed that it would have been great. After I no longer could get a hold of him I switched to Lexington Law firm. Earl took my scores from the low 300 to 400 across the board.

Lexington Law has my FICO score at 760.

I am a happy camper now. So i give thanks to Earl for starting to work on it and Lexington Law great appreciation for taking it to the next level.

Earl is everything the 5 co-workers I interviewed prior to trusting him said he would be. He has successfully raised our scores bu 50+ points in a matter of 40 days and is not done yet.

You must be a fake Christian lady with no heart how dare you talk down on me i was robbed from this man. I have 4 kids I went through Earl so that I can provide a more stable home for my children and he robbed me. This man stole 1800 dollars from me ans did not hold up on his part of the deal I even paid him to add me to his credit card and every month they where showing highbalance and over the limit i can show you screen shots how dare you.

Many thanks to Mr. Earl Combs! Mr. Combs help not only me but family too, he remove negative items from my credit report! I’m surprise to read your negative comment!

I understand that each one of us have different situations and therefor you might have a bad opinion but in my opinion all I can say is thanks to Mr. Earl Combs my family and I have a new house I got my negative items and late payments removed. Currently Mr. Combs is working on my brother in law credit report, he just received two letters from the credit report companies and a lot of negative items have been removed! I completely disagree with you comment, but like I say each one of us have a different situation and opinion!

I more than sure you have your receipts, right? Nobody on their right mind would pay $1,576.00 and not request a receipt, its illogic!!!!!! It is so easy to make negative comments and destroy people’s credibility! Instead do something productive for yourself and get you receipts and do something about it! To me this looks like this is personal not a professional matter otherwise I would be in court!

I wish I had a dime for every time I heard someone making a negative comment about others. This one is really bad. I could retire on those dimes

Dear earl. the more fake comments you post in here.

the closer it keeps you number one in Google. it would be best , to just refund the real customers on here. come on Mr combs do the right thing.maybe it will be a good start for the new year to come. if you do the right thing.

it may just change your life for the better.

keep doing what your doing, paying your bills every month with money that you did not earn. may i ask how can you sllep at nite?

Mr. Combs assisted me in resolving long standing issues of identity theft and the damages done to credit reports in my name.

I have not met Mr.

Combs face to face, but I recommend his company to everyone who has financial issues. He has done what no one else was willing or able to do - get the bogus accounts away from me.