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USA CASH ADVANCE SCAM: Foreign accented man called to confirm a loan but needed me to obtain a new government law requiring a verification voucher! When I had money and was at CVS, 11/7, Walmart or other locations.....I was to call him and then he would tell me the person to whom I would make the voucher out to for a total of 260 dollars (down from 400). The loan would then be deposited into my... Read more

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I wanted a debt consolidation loan to make payments easier and so I could have a clear path to paying off all debt. My credit union requires that I close all credit cards that are paid off, which would hurt my credit score. I applied for a $16800 loan last Saturday. On Monday, LC called to do phone verification, Tuesday I was funded and completed bank verification. By Thursday, I had the money in... Read more

Was this review helpful? 44 18

Terrible service i was in dire need of the loan they pre approved promised.. To save my credit and give me some extra funds and they trapped me in between.. First a day before i got the documents they required they took my loan status off when they shouldn't of cause it takes time to go thru to get the documents... Then they said just cause the person couldn't get ahold of me on the number.... Read more

Was this review helpful? 20 52

I consolidated my credit cards through Lending Club for a single payment over a three-year term because I was told by my long-term employer that the company was going to prepare to sell in three to five years. Unable to relocate, I knew that re-employment at my current level was unlikely. So, I wanted to prepare to live on less income. Shortly after disbursement I heard that the truth was it... Read more

Was this review helpful? 15 22

I borrowed a personal loan from Lending Club to pay off credit card debt for both myself and my husband. Soon after that my husband fell ill and had to quit working and about three months after I borrowed the money I lost my job. I went to work in a factory for three months just trying to keep my head above water. I did make the loan payments but in July I just couldn't do it anymore. I did find... Read more

Was this review helpful? 17 10

Didn't really need the loan so much as wanteds to consolidate a loan with higher interest and a car loan into one payment. Large income and NEVER out of work in 40 years. Pre- approval letter came. I guess I was pre approved for refusal. Never late on two small loans but had credit issues 6 years ago. Did they check ANYTHING when they PRE APPROVED me. Good thing i wasn't desperate hey? Waste of... Read more

Was this review helpful? 24 17

You all know the saying, buyer beware- well borrower be aware of Lending Club, what a joke, I had read all the comments and I thought Okay, I have good credit, good income I will try to consolidate my credit cards, I was approved, funded and loan was under review, after a week not hearing anything I log on and I see my loan status is removed. their "adverse" letter said to much owed to income-... Read more

Was this review helpful? 21 28

Scam artists. They write there own fake reviews. You will loose your *** with these *** artists. Then the little money you have left they will fine the *** out of you to get it back. They took money out of my account on top of all this after I requested they deposit it. I invested $500 and after three years they turned it into $400. There customer service will gladly take money to invest but when... Read more

Was this review helpful? 25 32

I received a letter in the mail stating I was pre-approved. I didn't need the loan, but thought putting my 2 credit cards on one payment that would be automatically paid from my checking account would be nice. I looked online first for reviews about LendingClub. The reviews were mixed, but there were a lot of them stating LendingClub would not communicate with you and that they would remove your... Read more

Was this review helpful? 16 13

I was hesitant to apply for a loan with Lending Club because I'm so use to handling my business face-to-face but after receiving a pre-approved offer and reading multiple reviews about the Company, I decided to give it a try. It's only been a day and I've already been approved, my checking account and email address have been verified and the loan has been funded by an investor! My application... Read more

Was this review helpful? 18 6
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